:root{--navy:#0b1f3a;--navy-mid:#143056;--navy-light:#1e3a5f;--accent:#2a6fdb;--accent-hover:#1f5bb8;--gold:#c9a227;--bg:#f7f9fc;--white:#ffffff;--text:#1a2332;--muted:#5a6a7e;--border:#d8e0ea;--success:#1a7a4c;--radius:8px;--shadow:0 4px 20px rgba(11,31,58,0.08);--max:1100px;--font:"Segoe UI",system-ui,-apple-system,BlinkMacSystemFont,"Helvetica Neue",Arial,sans-serif;}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}html{scroll-behavior:smooth;}body{font-family:var(--font);color:var(--text);background:var(--bg);line-height:1.65;min-height:100vh;display:flex;flex-direction:column;}img{max-width:100%;height:auto;display:block;}a{color:var(--accent);text-decoration:none;}a:hover{text-decoration:underline;}ul{list-style:none;}.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy);color:var(--white);padding:0.75rem 1rem;z-index:1000;}.skip-link:focus{left:0;}.site-header{background:var(--navy);color:var(--white);position:sticky;top:0;z-index:100;box-shadow:0 2px 12px rgba(0,0,0,0.15);}.header-inner{max-width:var(--max);margin:0 auto;padding:0.85rem 1.25rem;display:flex;align-items:center;justify-content:space-between;gap:1rem;}.logo{color:var(--white);font-weight:700;font-size:1.15rem;letter-spacing:0.02em;text-decoration:none;display:flex;flex-direction:column;line-height:1.2;}.logo:hover{text-decoration:none;color:var(--white);}.logo span{font-size:0.7rem;font-weight:500;opacity:0.75;letter-spacing:0.04em;text-transform:uppercase;}.nav-toggle{display:none;background:transparent;border:1px solid rgba(255,255,255,0.35);color:var(--white);padding:0.4rem 0.7rem;border-radius:4px;cursor:pointer;font-size:0.9rem;}.main-nav ul{display:flex;flex-wrap:wrap;gap:0.15rem 1.1rem;align-items:center;}.main-nav a{color:rgba(255,255,255,0.88);font-size:0.9rem;font-weight:500;text-decoration:none;padding:0.25rem 0;border-bottom:2px solid transparent;}.main-nav a:hover,.main-nav a[aria-current="page"]{color:var(--white);border-bottom-color:var(--gold);text-decoration:none;}main{flex:1;}.container{max-width:var(--max);margin:0 auto;padding:0 1.25rem;}.hero{background:linear-gradient(145deg,var(--navy) 0%,var(--navy-mid) 55%,var(--navy-light) 100%);color:var(--white);padding:3.5rem 0 3rem;}.hero h1{font-size:clamp(1.75rem,4vw,2.45rem);font-weight:700;line-height:1.25;max-width:18ch;margin-bottom:1rem;letter-spacing:-0.02em;}.hero .lead{font-size:1.1rem;opacity:0.92;max-width:38rem;margin-bottom:1.75rem;}.hero-actions{display:flex;flex-wrap:wrap;gap:0.75rem;}.btn{display:inline-block;padding:0.7rem 1.35rem;border-radius:var(--radius);font-weight:600;font-size:0.95rem;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background 0.15s,color 0.15s,border-color 0.15s;}.btn:hover{text-decoration:none;}.btn-primary{background:var(--accent);color:var(--white);border-color:var(--accent);}.btn-primary:hover{background:var(--accent-hover);border-color:var(--accent-hover);color:var(--white);}.btn-secondary{background:transparent;color:var(--white);border-color:rgba(255,255,255,0.55);}.btn-secondary:hover{background:rgba(255,255,255,0.1);color:var(--white);}.btn-outline{background:var(--white);color:var(--navy);border-color:var(--navy);}.btn-outline:hover{background:var(--navy);color:var(--white);}.trust-strip{background:var(--white);border-bottom:1px solid var(--border);padding:1.25rem 0;}.trust-strip ul{display:flex;flex-wrap:wrap;justify-content:center;gap:1.5rem 2.5rem;text-align:center;}.trust-strip li{font-size:0.9rem;color:var(--muted);font-weight:500;}.trust-strip strong{display:block;color:var(--navy);font-size:1rem;margin-bottom:0.15rem;}.section{padding:3rem 0;}.section-alt{background:var(--white);}.section h2{font-size:1.65rem;color:var(--navy);margin-bottom:0.75rem;letter-spacing:-0.01em;}.section .section-intro{color:var(--muted);max-width:40rem;margin-bottom:1.75rem;}.page-hero{background:var(--navy);color:var(--white);padding:2.25rem 0;}.page-hero h1{font-size:clamp(1.5rem,3vw,2rem);margin-bottom:0.4rem;}.page-hero p{opacity:0.85;max-width:36rem;font-size:1.05rem;}.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.25rem;}.card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:1.35rem 1.4rem;box-shadow:var(--shadow);}.section-alt .card{background:var(--bg);}.card h3{color:var(--navy);font-size:1.1rem;margin-bottom:0.5rem;}.card p,.card li{color:var(--muted);font-size:0.95rem;}.card ul{margin-top:0.5rem;}.card li{padding-left:1rem;position:relative;margin-bottom:0.35rem;}.card li::before{content:"";position:absolute;left:0;top:0.55em;width:6px;height:6px;border-radius:50%;background:var(--accent);}.proof-box{background:var(--white);border-left:4px solid var(--gold);padding:1.25rem 1.5rem;border-radius:0 var(--radius) var(--radius) 0;box-shadow:var(--shadow);margin-top:1.5rem;}.proof-box h3{color:var(--navy);margin-bottom:0.5rem;font-size:1.05rem;}.proof-box p{color:var(--muted);font-size:0.95rem;}.table-wrap{overflow-x:auto;margin:1rem 0;}table{width:100%;border-collapse:collapse;background:var(--white);font-size:0.95rem;}th,td{text-align:left;padding:0.75rem 1rem;border-bottom:1px solid var(--border);}th{background:var(--navy);color:var(--white);font-weight:600;}tr:nth-child(even) td{background:#f0f4f9;}.check-list li{padding:0.45rem 0 0.45rem 1.6rem;position:relative;color:var(--muted);}.check-list li::before{content:"✓";position:absolute;left:0;color:var(--success);font-weight:700;}.tag-list{display:flex;flex-wrap:wrap;gap:0.5rem;margin-top:0.75rem;}.tag{background:#e8eef7;color:var(--navy);padding:0.35rem 0.75rem;border-radius:999px;font-size:0.85rem;font-weight:500;}.steps{display:grid;gap:1rem;counter-reset:step;}.step{display:flex;gap:1rem;align-items:flex-start;background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:1.15rem 1.25rem;}.step::before{counter-increment:step;content:counter(step);flex-shrink:0;width:2rem;height:2rem;background:var(--navy);color:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:0.9rem;}.step h3{color:var(--navy);font-size:1.05rem;margin-bottom:0.25rem;}.step p{color:var(--muted);font-size:0.95rem;}.faq-item{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);margin-bottom:0.75rem;overflow:hidden;}.faq-item summary{padding:1rem 1.25rem;font-weight:600;color:var(--navy);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:1rem;}.faq-item summary::-webkit-details-marker{display:none;}.faq-item summary::after{content:"+";font-size:1.25rem;color:var(--accent);flex-shrink:0;}.faq-item[open] summary::after{content:"−";}.faq-item .faq-body{padding:0 1.25rem 1.15rem;color:var(--muted);font-size:0.95rem;}.form-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:1.75rem;box-shadow:var(--shadow);max-width:640px;}.form-group{margin-bottom:1.15rem;}.form-group label{display:block;font-weight:600;color:var(--navy);margin-bottom:0.35rem;font-size:0.9rem;}.form-group .hint{font-weight:400;color:var(--muted);font-size:0.8rem;}.form-group input,.form-group select,.form-group textarea{width:100%;padding:0.65rem 0.85rem;border:1px solid var(--border);border-radius:6px;font:inherit;color:var(--text);background:var(--white);}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent);}.form-group textarea{min-height:120px;resize:vertical;}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem;}.required{color:#b33;}.status-badge{display:inline-block;background:#e6f5ee;color:var(--success);font-size:0.8rem;font-weight:600;padding:0.25rem 0.6rem;border-radius:4px;margin-left:0.35rem;}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:start;}.cta-band{background:linear-gradient(135deg,var(--navy-mid),var(--navy));color:var(--white);padding:2.5rem 0;text-align:center;}.cta-band h2{color:var(--white);margin-bottom:0.5rem;}.cta-band p{opacity:0.9;margin-bottom:1.25rem;max-width:32rem;margin-left:auto;margin-right:auto;}.cta-band .hero-actions{justify-content:center;}.site-footer{background:var(--navy);color:rgba(255,255,255,0.8);padding:2.5rem 0 1.5rem;margin-top:auto;font-size:0.9rem;}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:2rem;margin-bottom:2rem;}.site-footer h3{color:var(--white);font-size:0.95rem;margin-bottom:0.75rem;}.site-footer a{color:rgba(255,255,255,0.75);display:block;margin-bottom:0.35rem;}.site-footer a:hover{color:var(--white);}.footer-bottom{border-top:1px solid rgba(255,255,255,0.15);padding-top:1.25rem;font-size:0.8rem;opacity:0.7;}.footer-note{margin-top:0.5rem;font-size:0.75rem;opacity:0.65;max-width:40rem;}@media (max-width:800px){.nav-toggle{display:block;}.main-nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--navy-mid);padding:1rem 1.25rem 1.25rem;box-shadow:0 8px 16px rgba(0,0,0,0.2);}.main-nav.is-open{display:block;}.main-nav ul{flex-direction:column;align-items:flex-start;gap:0.65rem;}.form-row,.two-col,.footer-grid{grid-template-columns:1fr;}.hero{padding:2.5rem 0 2rem;}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto;}*{transition:none !important;}}